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Workers' Compensation: If you've been injured while working or have suffered from an occupational disease, you may be entitled to Workers' Compensation benefits.  A claim for Workers' Compensation benefits should be filed within 2 years from the date you are injured, unless your injury is very minor, requiring no medical treatment and causing no lost time from work.  You should obtain and file a claim form known as a form C3 with the nearest Workers' Compensation Board office.  A claim form can usually be obtained from the Workers' Compensation Board or directly from your employer.  Under Workers' Compensation, you may be entitled to lost time benefits if your work-related injury keeps you from working for more than 7 days, causes you to work at lower wages, or results in a permanent disability to any part of your body.  You are entitled to obtain necessary medical treatment related to your injury and you should do so immediately.  Workers' Compensation benefits are never as high as your wages.  The maximum amount that you can receive is 2/3 of your average weekly wage, up to a maximum of $400.00 per week.  The total amount that you receive, however, may vary based upon your doctors and the Workers' Compensation insurance doctor's opinion as to whether or not you are totally disabled from working.  If any physician states that you are partially disabled, your rate will likely be less.  Although Workers' Compensation benefits are always less than your actual earnings, it is important to remember that they are not subject to taxation by the federal or state governments.  When dealing with a Workers' Compensation related matter, you are entitled to be represented by an attorney or a licensed representative.  If you hire an attorney or licensed representative, you should not pay that individual directly – any fee will be set by the Workers' Compensation Board.  Keep in mind that your employer may not ask you to waive your right to compensation, nor deduct any money from your pay to contribute to Workers' Compensation insurance premiums.  Likewise, you cannot be discharged or discriminated against because you filed a Workers' Compensation claim.

Questions About Workers Compensation
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